Easy ways to save money every month

There are many people who struggle to save money every month. One of the biggest reasons for this struggle is high expenses. In order to save money, you should look for ways to spend less each month. Some people find that they are spending hundreds of dollars per month on things that add no value to their life.

Here are five easy ways to save money each month.

Make a Budget

One of the most important aspects of saving money is making a budget. There are few people who make a budget and follow it every month. A budget is basically a guide for how to spend money each month.

Once you make a budget, you will be able to see how much money you are spending in each area of your life. With all of the software tools today, making a budget is now easier than ever. A lot of people realize how much they can save after making a budget.

Television Expenses

Perhaps the easiest way to reduce expenses is to cut out cable television. With so many streaming options today, there are few reasons to pay for cable every month. For the average family, this can save more than $100 per month in expenses.

If you have a favorite television show that you have to watch, try to see if there are ways to watch that show without spending a ton of money to do so. Although it may take some time to find the right options for you, it will be well worth the effort.

Eating at Restaurants

Another major expense category for many people is eating out at restaurants. Going out to eat is a fun experience for anyone. Not only do you get to interact with friends and family, but you are able to get a great meal without cooking anything.

However, various studies show that eating at restaurants is much more expensive than cooking meals at home. It is vital to start cooking more at home if you want to save money. The average family can save hundreds of dollars per month with this easy switch. Not only are there financial benefits, but eating at home is usually healthier than going out to eat as well.

Yard Work

If you pay someone to do yard work for you, this is an opportunity to reduce your expenses every month. Buying a lawnmower does have a cost in the beginning. However, you will save money each month by doing the work yourself. In a few months, you will break even on the purchase.

Not only does completing yard work yourself save money, but it is also a great way to get exercise. Many people live sedentary lives at work. Moving around will increase your overall health and energy levels.


If you have high levels of debt, chances are that you spend a lot of money each money on debt payments. If you can pay down some of your debt, it will free up more cash flow in your financial life. There are many people who are able to save hundreds of dollars per month by paying off their consumer debt.

For some people, it will require them to get an additional job to make progress on their debt. However, this additional work is well worth the lower stress each month.

Shipping Costs

Whether you are sending things to friends or family or selling things online, shipping costs can really add up over time. Optimizing shipping costs is a great way to save hundreds of dollars per year. There are services that can help you optimize your shipping costs. If you live in a popular location, it is really easy to save on shipping costs. This small change can make a big difference in your monthly expenses.

Adam Richards

About Adam Richards

Adam Richards is a semi-retired business professional originally from Bangor, Maine. He spent the majority of his career in sales and marketing where he rose to the marketing lead of a Fortune 1000 company. He then moved on to helping people as a career counselor that specifically helped bring families to self-sufficiency through finding them rewarding careers. He has now returned to Bangor for his retirement and spends his free time writing. This blog will be about everything he learned throughout his career. He'll write on career, workplace, education and technology issues as well as on trends, changes, and advice for the Maine job market and its employers.